• Understanding NFL Moneyline, Spread, and Totals

    What Is NFL Betting?

    NFL Offshore betting means placing wagers on outcomes related to professional American football games in the National Football League — from who wins, to how many points are scored, to individual player stats.

    You can bet on:

    • A single game (like Chiefs vs. Bills)
    • Season outcomes (like who wins the Super Bowl)
    • Player performances (like total passing yards)

    1. Moneyline (Who Wins the Game)

    This is the simplest type of bet: you’re just picking which team will win outright.

    Example:

    TeamOdds
    Kansas City Chiefs-150
    Las Vegas Raiders+130

    How It Works:

    • Negative (-) odds show the favorite.
      • You must bet $150 to win $100.
    • Positive (+) odds show the underdog.
      • You win $130 on a $100 bet if the Raiders win.

    You only care who wins the game — not by how much.


    2. Point Spread (Winning Margin)

    The spread is a handicap created by sportsbooks to make betting on both sides more even.

    Example:

    TeamSpreadOdds
    Chiefs-3.5 (-110)
    Raiders+3.5 (-110)

    How It Works:

    • Chiefs must win by 4 or more to “cover the spread.”
    • Raiders can lose by 3 or fewer, or win outright, to cover.
    • If the spread were exactly 3 and the Chiefs won by 3, that would be a push (bet refunded).

    Typical odds (-110) mean you bet $110 to win $100.


    3. Totals (Over/Under)

    This bet is about total combined points scored by both teams.

    Example:

    Bet TypeLineOdds
    Over47.5 (-110)
    Under47.5 (-110)

    How It Works:

    • Bet the Over if you think both teams will combine for 48+ points.
    • Bet the Under if you think they’ll combine for 47 or fewer.

    Again, the half-point (.5) prevents a tie (push).


    Quick Summary

    Bet TypeWhat You Bet OnExampleGoal
    MoneylineWho winsChiefs -150Pick the winner
    SpreadMargin of victoryChiefs -3.5Team must win by more (or lose by less) than the line
    TotalsCombined scoreOver 47.5Predict if total points go over or under the number

    Step by Step

    Step 1: Pick a Game

    Let’s say you want to bet on this matchup:

    TeamOddsSpreadTotal
    Kansas City Chiefs-150-3.5 (-110)O/U 47.5
    Buffalo Bills+130+3.5 (-110)O/U 47.5

    Step 2: Choose Your Bet Type

    Let’s go through each of the main types.


    A. Moneyline Example

    You bet $100 on the Bills (+130) to win outright.

    • Bills win → you win $130 profit (plus your $100 stake back = $230 total).
    • Bills lose → you lose your $100 bet.

    Calculation:
    Profit = Bet Amount × (Odds / 100)
    = $100 × (130 / 100) = $130


    B. Point Spread Example

    You bet $110 on Chiefs -3.5 (-110).

    • Chiefs must win by 4+ points.
    • Chiefs win by 1–3 → you lose.
    • Chiefs lose → you lose.

    If they cover, you win $100 profit (plus your $110 back = $210 total).

    Calculation:
    At -110 odds, you bet $110 to win $100.


    C. Totals (Over/Under) Example

    You bet $110 on Over 47.5 (-110).

    • Final score: Chiefs 30 – Bills 24 → Total = 54 ✅ Over wins!
    • You win $100 profit (plus $110 back).
    • If total ≤ 47 → you lose.

    Step 3: Understand the Odds

    OddsWhat It MeansExample
    -110Bet $110 to win $100Common spread/total odds
    -150Bet $150 to win $100Favorite
    +130Bet $100 to win $130Underdog

    Step 4: Payout Formula (General)

    For American odds:

    • Positive odds (+):
      Profit = Bet × (Odds / 100)
    • Negative odds (-):
      Profit = Bet × (100 / |Odds|)

    Example:

    • +130 → $100 × (130 / 100) = $130 profit
    • -150 → $100 × (100 / 150) = $66.67 profit

    Step 5: Track Your Result

    Let’s say:

    • The Chiefs beat the Bills 30–24.
    • Chiefs win (so Moneyline favorite wins ✅)
    • Chiefs win by 6 (cover the -3.5 spread ✅)
    • Total = 54 (Over 47.5 ✅)

    ✅ All three bets would win in this scenario.

    What’s a Parlay?

    A parlay combines two or more bets (legs) into one ticket.
    All legs must win → you win a bigger payout.
    ❌ One leg loses → the entire parlay loses.

    Because of that risk, parlays have much higher potential rewards.


    Step 1: Pick Your Games

    Let’s say you want to bet on these NFL games this Sunday:

    GameBetOdds
    Chiefs vs. BillsChiefs -3.5-110
    Eagles vs. CowboysOver 47.5-110
    Bengals vs. RavensRavens Moneyline-150

    You’re confident in all three, so you decide to combine them into one parlay.


    Step 2: Combine the Odds

    To find the parlay odds, you first convert American odds to decimal odds.

    BetAmericanDecimal
    Chiefs -3.5-1101.91
    Over 47.5-1101.91
    Ravens ML-1501.67

    Now multiply the decimals together:
    1.91 × 1.91 × 1.67 = 6.08

    Parlay decimal odds = 6.08
    Convert back to American odds: roughly +508


    Step 3: Calculate Your Winnings

    Let’s say you bet $100 on the 3-leg parlay at +508 odds.

    Profit = $100 × (508 / 100) = $508
    Total return = $100 stake + $508 profit = $608


    🎯 Step 4: Possible Outcomes

    ResultWhat HappensPayout
    All 3 bets win✅ Full parlay wins+$508 profit
    1 or more lose❌ Parlay loses$0
    1 pushes (ties)Bet drops out; parlay recalculates with remaining legsReduced payout

    Step 5: Strategy Tips

    • Fewer legs = higher chance to win.
      2–3 legs are popular; 5+ legs are high risk.
    • Don’t chase huge payouts — they look tempting but are tough to hit.
    • Some sportsbooks offer “Parlay Insurance” (refund if one leg loses).
    • Mix Moneyline favorites with spreads or totals to balance risk.

    Example Recap

    Bet TypeOddsResult
    Chiefs -3.5-110✅ Won
    Over 47.5-110✅ Won
    Ravens ML-150✅ Won

    ✅ You win the 3-leg parlay$100 → $608 total payout

    Summary

    In NFL betting, the moneyline is a wager on which team will win the game outright, with favorites shown as negative odds (e.g., -150) and underdogs as positive (e.g., +130).
    The point spread evens the matchup by assigning a margin — favorites must win by more than the spread, while underdogs can lose by less or win outright to cover.
    Totals (Over/Under) bets focus on the combined score of both teams, predicting whether it will be over or under a set number.

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